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"Who are the three bureaus?"
"Can credit be improved?"
"What if I have some unpaid debts like collections or
charge-offs?"
"What costs are involved"
"What are the processing steps and what can I expect?"
"How long does the process usually take?"
"What kind of negative items can B.C.R.S, deal with?"
"Who are the three bureaus?"
Equifax, Experian, and Transunion. After the credit explosions of
the 60's and 70's, the qualification processing became much more
complicated and a need was developed in tracking how well an
individual handled credit. These bureaus are NOT governmental "big
brothers" agencies. Of course, they would probably like nothing
better than for you to think they were, since they can have such a
large effect on our financial lives. The truth of the matter is
that they are nothing more than big huge money making corporations
who make large profits by selling and holding information about.
So, "Don't" be intimidated by these companies! Actually, the
government is very much on our side and there have been many laws
enacted to protect you, the consumer.
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"Can credit be improved?"
Most definitely! Our experience involves "how good" the credit
needs to be in order to be qualified for most of the things you
applied for. So our first step is to analyze the credit and see
what needs to be done. When that is determined, we will go through
the legal and proper steps in getting negative items deleted or
removed from your credit report. And/or negotiations with
creditors/collectors (de-pending on the nature of the negative
item).
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"What if I have some unpaid debts like
collections or charge-offs?"
Most negative situations can be resolved if the proper approach is
taken. But all honesty, we cannot get you out of your
responsibilities for your debts, whether or not we remove them
from your credit report. (We don't pay your creditors). We will
however, be able to provide you with a plan of attack for just
about every situation. In some cases however, this may
involve a "settlement" for a lesser amount that we can negotiate
for you.
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"What costs are involved"
There is a one-time fee of $375.00 per person or $550.00 per
couple to get you setup into the system and no other charges. Keep
in mind again, that you will not be billed after you have seen the
results either. The benefit is obvious. YOU HAVE NOTHING TO LOSE
EXCEPT BAD CREDIT!
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"What are the processing steps and what
can I expect?"
STEP ONE: Agreements and credit reports:
In order to begin our process, you will need to call us so that we
can get all agreements understood and order all three credit
reports which is no charge to you. The benefit to this is that we
have the same day service, so we can begin working immediately.
STEP TWO: Processing:
Approximately 3-months from the time we receive your first credit
reports, you will receive updated reports showing the progress
we've made. You will then forward a copy of these credit reports
to us for analysis and to properly assist you further.
STEP THREE: Follow-up:
Any negative items still remaining on your credit report will be
reviewed to determine what the next step should be. If we think
there are any specific problems, we will inform you and make our
recommendations. We do guarantee that 50% of bad or negative
credit will be removed, or your money back.
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"How long does the process usually take?"
It probably took you a lot longer to get into trouble than it will
take us to get you out of it. Normally, a case can take three
months depending how you paid and depending on the nature of the
items we need to get remove. If we come across anything that is
causing a particular problem, we will work on a strategy to
overcome it. That's why it's so very important to forward us a
copy of the updated credit reports, showing the progress we've
made once you receive them.
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"What kind of negative items can B.C.R.S,
deal with?"
They are:
* Late payments on current or closed accounts
* Collections (paid/unpaid)
*Charge-off's (paid/unpaid)
*Judgments
*Tax Liens
*Repossessions
*Bankruptcies (discharged)
*Foreclosures
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"We guarantee that we
can get 50% of bad and
negative credit removed from your credit report or your money
back".
BAD CREDIT REMOVAL SERVICES, INC.
1875 I. Street NW. Suite #500
Washington, DC. 20036
1(877)775-6932 (toll-free)
Phone: (202) 775-6932
Fax: (301) 699-5118
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